Terms of Service

Last Updated: February 19, 2026

1. Acceptance of Terms

By accessing or using eCalcy, you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, you must not use our platform or its calculators.

2. Use of Calculators

The calculators provided are experimental tools. While we strive to implement accurate formulas based on public information, tax laws and interest rates change frequently. eCalcy does not assume any liability for losses incurred due to the use of these tools.

3. Limitation of Liability

In no event shall eCalcy, its team, or its affiliates be liable for any direct, indirect, incidental, special, or consequential damages arising out of your use of the service. You use the service at your own risk.

4. No Warranties

The service is provided on an "as is" and "as available" basis. eCalcy makes no warranties, expressed or implied, regarding the accuracy of its code or the validity of the financial logic used within its calculation engines.

5. Modifications

We reserve the right to modify these terms at any time. Your continued use of the platform after changes are posted constitutes acceptance of the new terms.

By clicking "Calculate" on any of our tools, you acknowledge that you have read and understood these terms.

A Note on Official Support

Please do not send us official financial documents, bank statements, or tax IDs. eCalcy is not a registered financial firm and our staff is not authorized to examine or process actual financial documents or provide personalized fiscal advice. All support inquiries should be related strictly to website functionality and calculator feature requests.

The Big Disclaimer

It is important to note that eCalcy is NOT a financial advisory firm. We are a software platform providing mathematical estimation tools. We are not authorized, registered, or licensed by any financial authority (such as the SEC, SEBI, or FCA) to provide investment advice, fiscal guidance, or official calculations. All results are for educational purposes only.